Portfolio Loans

SouthState doesn't intend to sell your loan to anyone else. Our team plans to retain these loans and directly service these for you. We have more flexibility as we don't have to adhere to third party investor guidelines.
Financing for primary or vacation homes
Escrow for Homeowner’s Insurance and Taxes not required2
Competitive interest rates
Local lending decisions
Fast & Flexible

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Why SouthState?

We are a local Florida based bank that is committed to helping our customers reach their lending goals. We are knowledgeable within all communities, primarily focused in Naples and Marco Island.  Financing in all 50 States offering a variety of loan options to meet clients needs from investors, second homes and primary home buyers. Over 70 approved condo projects in the last 12 months.  If you're ready to get pre-approved, click the APPLY NOW button to begin your application.

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