Hometown Heroes Loan Program

The Hometown Heroes loan program provides down payment assistance to first-time, income-qualified homebuyers for the purchase of a primary residence in the community in which you work and serve.  Eligible borrowers can receive up to 5% of their first mortgage loan amount (maximum of $35,000) in the form of a 0%, non-amortizing, 30-year deferred second mortgage. Borrowers need to work a minimum of 35 hours a week or more.

Some Eligible Occupations Include:
Law enforcement officers
Certified Paramedic
Certified EMT
Dental Assistant
Certified K-12 Educators
Classroom Teacher
Librarian/Media Specialist
School Counselor
Registered Nurse
Nursing Home Administrator
Athletic Trainer
Massage Therapist
Hearing Aid Specialist
Physical Therapist
Physical Therapist Assistant
Social Workers
Veterinarian Assistant/Technician
Assisted Living Facility Administrator

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Why Southstate?

We are a local Florida based bank that is committed to helping our customers reach their lending goals. We are knowledgeable within all communities, primarily focused in Naples and Marco Island.  Financing in all 50 States offering a variety of loan options to meet clients needs from investors, second homes and primary home buyers. Over 70 approved condo projects in the last 12 months.  If you're ready to get pre-approved, click the APPLY NOW button to begin your application.


Contact Holly Today

Contact Holly Today

Holly Weseman, Sr. Loan Officer