There’s a clear trend happening across the country: New Yorkers are relocating to Naples, Florida in record numbers. Some are escaping the cold. Others want a more relaxed lifestyle. Many are simply tired of high taxes and the fast-paced Northeast grind.
Whatever your motivation, moving from New York to Naples is a major transition — but most who make the move say it’s the best decision they’ve ever made.
Here’s what you need to know before you pack your bags.
1. The Lifestyle Change Is Noticeable — in the Best Way
New Yorkers often describe Naples as a complete reset. The pace slows down, the stress dissolves, and life becomes more centered around wellness, sun, and community.
What you’ll immediately notice:
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People are friendly — genuinely.
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There’s no rush, no honking, no constant noise.
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Outdoor living is part of everyday life.
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Beach walks replace subway commutes.
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Dining is high-quality, but the vibe is relaxed.
Naples still offers sophistication (art, culture, fine dining, and luxury retail), but without the exhausting pace of the Northeast.
2. You’ll Gain Major Financial Advantages
One of the biggest reasons New Yorkers move to Florida is simple: taxes.
In Florida, you’ll benefit from:
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No state income tax
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No state estate tax
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Lower property taxes compared to many NY counties
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Homestead exemption for full-time residents
For many former New Yorkers, this translates into tens of thousands of dollars saved every year.
Combine that with lower cost of living in most categories — especially insurance, utilities, parking, and transportation — and Naples becomes even more attractive.
3. Housing Is Different, but in a Good Way
If you’re used to New York prices, Naples will feel refreshing. You get more space, newer construction, better amenities, and significantly better quality of living for the cost.
Naples housing highlights:
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Homes are newer and well maintained.
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Many communities offer resort-style amenities.
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Condos offer maintenance-free living ideal for part-time residents.
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Waterfront and golf community options are abundant.
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Land and privacy are easier to find.
Popular choices for New Yorkers include:
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Pelican Bay
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Vanderbilt Beach
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Park Shore
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Old Naples
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Grey Oaks
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Talis Park
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North Naples new construction communities (Caymas, Valencia Trails, Skysail)
Whether you want beach proximity, gated security, luxury amenities, or land — Naples has it.
4. The Weather Is a Game Changer
Here’s the truth: once you spend a winter in Naples, you’ll never look back.
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January averages in the mid-70s
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Endless sunshine
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No snow, no ice, no salt trucks, no winter coats
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Sunsets that make every day feel like vacation
Summers are hot and humid, but not unbearably so. And with AC everywhere, pools in most communities, and beach breezes, most people adapt quickly.
5. Travel Back to New York Is Easy
Many New Yorkers still travel back for work, family, or seasonal events. Fortunately, Naples makes this simple.
You’re close to:
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Southwest Florida International Airport (RSW) — 30–40 minutes
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Nonstop flights to LaGuardia, JFK, Newark
Travel is quick, simple, and convenient — ideal for retirees, remote workers, and snowbirds.
6. You’ll Need to Understand Florida Insurance & Flood Zones
Waterfront living is a major draw in Naples, but insurance works differently in coastal Florida.
Here’s what to expect:
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Flood insurance may be required depending on the property.
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Newer homes are built to strong hurricane codes.
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Insurance rates vary by elevation, roof type, and distance from the Gulf.
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Inland communities usually have lower premiums.
A local agent (me) helps you understand which neighborhoods carry what risk and what to expect before you purchase.
7. Schools Are Strong if You’re Moving With a Family
Collier County ranks among the top school districts in Florida.
New York families relocating typically choose areas zoned for:
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Barron Collier High School
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Gulf Coast High School
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Pelican Marsh Elementary
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Pine Ridge Middle
Naples also offers exceptional private options:
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Community School of Naples (CSN)
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Seacrest Country Day
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St. John Neumann
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First Baptist Academy
If schools matter, North Naples is usually the top choice.
8. Prepare for a More Relaxed — Yet More Luxurious — Lifestyle
Expect:
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Morning pickleball
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Golf year-round
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Beach sunsets
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Weekend boating
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Farmers markets
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Outdoor dining
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Neighborhood social events
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Community gyms and resort amenities
Naples is peaceful but far from boring.
9. You’ll Want a Local Real Estate Expert to Help You Choose Wisely
Relocating from New York is a big shift. Different neighborhoods offer completely different lifestyles, and a local agent helps you avoid costly mistakes.
I guide clients through:
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Neighborhood comparisons
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Flood zones & insurance
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Condo vs. single-family
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HOA and amenity differences
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Resale value expectations
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Off-market opportunities
New Yorkers often know what they want — they just need someone who truly understands Naples.
Moving from New York to Naples is more than a change of scenery — it’s a change of lifestyle, finances, pace, and daily happiness. The weather, quality of life, and sense of ease make the transition not only manageable but deeply rewarding.
With the right guidance, relocating to Naples becomes one of the best decisions you’ll ever make.
📞 Thinking About Moving From New York to Naples?
I specialize in helping NY buyers transition seamlessly to Naples living — from finding the perfect neighborhood to connecting you with trusted local partners.
📲 Contact me today for a personalized relocation consultation and curated home search.
🌐 naplesjamie.com | 📞 239-248-7558
